Money Tracker

 Privacy Policy

Money Tracker ("we", "our", or "the App") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application Money Tracker (the "App"), which helps users track their income and expenses.

Please read this Privacy Policy carefully. By accessing or using the App, you agree to the terms of this Privacy Policy.

1. Information We Collect

We collect the following types of information:

a. Information You Provide Directly

• Financial Data: Income records, expense records, categories, amounts, dates, notes, and any other data you enter while using the App.

• Account Information: If you create an account, we may collect your email address, password, and other registration details.

• Profile Information: Name, currency preference, and any other details you choose to provide.

b. Automatically Collected Information

• Usage Data: How you interact with the App (features used, time spent, clicks, etc.).

• Device Information: Device type, operating system version, unique device identifiers, IP address, and app version.

• Log Data: Error logs, crash reports, and performance data.

c. Cookies and Similar Technologies

We may use cookies, local storage, or similar technologies to store your preferences and improve your experience.

Important Note: All your income and expense data is stored locally on your device by default. We do not automatically upload your financial data to our servers unless you explicitly choose to enable cloud backup/sync or create an account for synchronization across devices.

2. How We Use Your Information

We use the collected information for the following purposes:

• To provide and maintain the core functionality of the App (tracking income and expenses).

• To enable optional cloud backup and synchronization of your data across your devices.

• To improve, personalize, and optimize the App.

• To analyze usage trends and enhance user experience.

• To communicate with you (e.g., updates, support, or important notices).

• To prevent fraud, abuse, and ensure the security of the App.

• To comply with legal obligations.

3. Data Sharing and Disclosure

We do not sell your personal or financial data to third parties.

We may share your information only in the following limited cases:

• With Your Consent: When you explicitly agree to share data (e.g., enabling cloud sync).

• Service Providers: With trusted third-party service providers who help us operate the App (e.g., cloud hosting providers like Firebase, AWS, or Supabase), under strict confidentiality agreements.

• Legal Requirements: If required by law, court order, or government request.

• Business Transfers: In the event of a merger, acquisition, or sale of assets, your data may be transferred as part of the transaction.

• Analytics Tools: We may use anonymized and aggregated data for analytics (e.g., Google Analytics or Firebase Analytics).

We never share your individual income or expense details with advertisers or marketing companies.

4. Data Storage and Security

• Your financial data is primarily stored on your device.

• If you enable cloud backup/sync, your data will be encrypted during transmission and stored on secure servers.

• We implement reasonable security measures (encryption, access controls, etc.) to protect your information.

• However, no method of transmission or storage is 100% secure. We cannot guarantee absolute security.

5. Your Rights and Choices

You have the following rights regarding your data:

• Access and Update: You can view and edit your data directly within the App.

• Delete Data: You can delete all your income/expense records or your entire account from the App settings.

• Export Data: You may request to export your data (contact us for assistance).

• Opt-Out: You can disable cloud sync or delete the App at any time to stop data collection.

• Withdraw Consent: You may withdraw your consent for certain processing activities where applicable.

If you have an account, you can manage most of these rights directly in the App.

6. Children's Privacy

Our App is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you believe we have collected such information, please contact us immediately.

7. International Data Transfers

Your data may be transferred to and processed in countries other than your own. We ensure appropriate safeguards are in place for such transfers.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy in the App and updating the "Last Updated" date. Your continued use of the App after changes constitutes acceptance of the updated policy.

9. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

Email: support.moneytracker@gmail.com